Services
“To give real service you must add something which can not be bought or measured with money, and that is sincerity and integrity.”
— Douglas Adams
We believe in getting to know you and establishing a personal relationship to provide the best possible financial guidance. Our well-defined approach to constructing a customized wealth plan is the cornerstone of our success in helping you achieve your financial goals for the future.
Personalized Wealth Planning
Managing people’s wealth is complicated. Many people are not equipped to accept the stress involved with handling their lifetime savings. Helping our clients design a personalized wealth plan and delivering consistent results make the job worthwhile.
Retirement Planning
College Planning
Strategic Tax Planning
Cash Flow Analysis
Liability Management
Estate Planning
Tailored Investment Solutions
Concentrated stocks, high taxes and tailored income need are examples of unique situations investors face. We design boutique portfolios to address these issues.
Our portfolios are designed using disciplined asset allocation models, diversification, and specific valuation metrics. Our growth and income strategies rely heavily on quality companies with good balance sheets, below-market valuations, and a strong preference for consistent dividends.
High taxes are a problem for many investors. We design tax-free municipal bond portfolios providing a low-cost, efficient way to manage assets to generate tax-free income.
Today’s economy is faced with high-interest rates, volatility, and uncertainty. Sometimes clients need diversity away from traditional stocks and bonds. Alternative strategies can be valuable tools in these situations because they can often be less correlated to traditional portfolios, which can enhance the diversification and potential growth of a portfolio.
Advanced Wealth Planning
Ensuring someone’s long-term care needs are handled, finding creative ways to fund a client’s charitable gift, protecting a concentrated stock position, or coordinating with CPAs/Estate attorneys, we love going the extra mile to help clients tackle complicated strategies.
Charitable Giving
Insurance Reviews
Concentrated Stock Strategies
CPA/Attorney Consultations
Long-Term Care Planning
Multi-Generational Wealth Transfer
Who We Work With
Retirees
We play a crucial role in helping retirees achieve financial security and peace of mind. We understand retirement can be a stressful time for many individuals, as they navigate the complexities of managing their finances during their golden years.
To bring peace of mind, we work closely with our clients to create a comprehensive retirement plan that takes into account their current financial situation, future goals, Social Security, healthcare, and estate planning. We help them develop a personalized investment strategy that aligns with unique needs and preferences with their risk tolerance.
Clients experiencing lifestyle changes such as marriage, birth of a child, career change, death or divorce:
We have helped people going through lifestyle changes manage their wealth by providing guidance on how to navigate financial decisions during these difficult times. We help individuals understand their financial situation, identify their priorities and goals, and develop a plan to manage their wealth and investments. Overall, we play a crucial role in helping clients handle major life changes and maintain their financial well-being.
Business Owners
We specialize in assisting business owner clients by providing them with comprehensive financial planning and investment management solutions. We understand the unique challenges and opportunities that come with owning a business, and we work closely with our clients to develop customized strategies that align with their goals and objectives. Our expertise in areas such as retirement planning, tax management, risk management, and succession planning allows us to help business owners navigate complex financial issues and make informed decisions that support their long-term success.
Clients receiving a Windfall of Money (Business Sale, Large Inheritance, Winning the Lottery, etc.)
We help people with a windfall of money by providing guidance and expertise in managing their newfound wealth. We work with them to create a customized financial plan that takes into account their goals, risk tolerance, and tax implications. We also provide education and investment options, estate planning, and risk management to ensure their wealth is protected and grows over time. Ultimately, our goal is to help our clients make informed decisions and achieve financial security for themselves and their families.